Loading company…

US BANCORP \DE\

USBCIK 000003610419 fiscal years, 69 SEC filingsBank lens ↓

RevenueFY2025

$28.66B4.4%

Net incomeFY2025

$7.57B20.2%

Diluted EPSFY2025

$4.6221.9%

Trends

FY2012–FY2025 · hover a year for its filing

Revenue & net incomeRevenueNet income

revenue 1.4× since FY2012 · net margin 27.8% → 26.4%

MarginsNet marginFCF margin

FY2025: net 26.4% of revenue

Cash flowOperating cash flowFree cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 11% (FY2008) → 12% (FY2025) · on assets 1.1%

Balance sheetLiabilitiesEquity

FY2025: $692.35B assets · $626.69B liabilities · $65.19B equity

Financial statements

Annual Quarterly

USD millions, except per-share values; share counts in millions. Click a value to open its filing; hover for the XBRL tag.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Revenue	28,656	27,455	28,144	24,302	—	—	—	22,637	21,902	21,308	20,306	20,161
Net income	7,570	6,299	5,429	5,825	7,963	4,959	6,914	7,096	6,218	5,888	5,879	5,851
Diluted EPS	4.62	3.79	3.27	3.69	5.10	3.06	4.16	4.14	3.51	3.24	3.16	3.08
Diluted shares	1,558	1,561	1,543	1,490	1,490	1,510	1,583	1,638	1,683	1,724	1,772	1,813
Operating cash flow	7,970	11,350	8,393	21,119	9,870	3,716	4,889	10,564	6,472	5,336	8,782	5,332
Cash & equivalents	46,890	56,502	61,192	53,542	28,905	—	—	—	—	—	—	—
Total assets	692,345	678,318	663,491	674,805	573,284	553,905	495,426	467,374	462,040	445,964	421,853	402,529
Total liabilities	626,694	619,278	607,720	623,573	517,897	500,180	442,943	415,717	412,374	398,031	375,036	358,361
Shareholders' equity	65,193	58,578	55,306	50,766	54,918	53,095	51,853	51,029	49,040	47,298	46,131	43,479

As reported in SEC filings; a missing tag shows “—”, never zero. Free cash flow is operating cash flow − capex. Methodology

Bank lens

Metrics specific to banks. Annual figures, in USD millions; ratios in percent.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Interest income	30,970	31,666	30,007	17,945	13,487	14,840	17,494	16,173	14,346	13,134	12,402	12,228
Interest expense	—	—	12,611	3,217	993	2,015	4,442	3,254	1,966	1,468	1,401	1,453
Net interest income	16,649	16,289	17,396	14,728	12,494	12,825	13,052	12,919	12,380	11,666	11,001	10,775
Noninterest income	11,891	11,046	10,617	9,456	10,227	10,401	9,831	9,602	9,317	9,290	9,092	9,164
Noninterest expense	16,837	17,188	18,873	14,906	13,728	13,369	12,785	12,464	12,790	11,527	10,931	10,715
Provision for credit losses	2,186	2,238	2,275	1,977	(1,173)	3,806	1,504	1,379	1,390	1,324	1,132	1,229
Efficiency ratio	59.0%	62.9%	67.4%	61.6%	60.4%	57.6%	55.9%	55.3%	58.9%	55.0%	54.4%	53.7%

Net interest income uses the reported InterestIncomeExpenseNet tag, falling back to interest income − interest expense where a filing didn't tag it (hover a value to see which). Other rows are as reported. The efficiency ratio, noninterest expense ÷ (net interest income + noninterest income), is computed by stonks for full fiscal years only.