BofA Finance LLC

BAC · CIK 0000070858bank template: specialized rows coming in Phase 1

19 fiscal years · 72 SEC filings · every number carries its receipt

Revenue (FY)

$113.10B6.8%

FY2025

Net income (FY)

$30.51B13.1%

FY2025

Diluted EPS (FY)

$3.8119.4%

FY2025

The story, charted

The shape of the business

FY2007–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 1.7× since FY2007 · net margin 22.4% → 27.0%

MarginsNet marginFCF margin

FY2025: net 27.0% of revenue

Cash engineOperating cash flowFree cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 2% (FY2008) → 10% (FY2025) · on assets 0.9%

Balance sheetLiabilitiesEquity

FY2025: $3.41T assets · $3.11T liabilities · $303.24B equity

The receipts

Financial statements

Annual Quarterly (as reported)

USD in millions except per-share and share counts. Every value links to the filing it came from — hover for the us-gaap tag, click for the 10-K/10-Q on sec.gov.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Revenue	113,097	105,856	102,769	94,950	89,113	85,528	91,244	91,020	87,126	83,701	82,965	85,894
Net income	30,509	26,973	26,305	27,528	31,978	17,894	27,430	28,147	18,232	17,822	15,910	5,520
Diluted EPS	3.81	3.19	3.05	3.19	3.57	1.87	2.75	2.61	1.56	1.49	1.31	0.42
Diluted shares	7,681	7,936	8,081	8,168	8,558	8,797	9,443	10,237	10,778	11,047	11,236	10,585
Operating cash flow	12,613	(8,805)	44,982	(6,327)	(7,193)	37,993	61,777	39,520	9,864	17,277	28,397	30,795
Cash & equivalents	231,845	290,114	333,073	230,203	348,221	380,463	161,560	177,404	157,434	147,738	159,353	138,589
Total assets	3,411,738	3,261,299	3,180,151	3,051,375	3,169,495	2,819,627	2,434,079	2,354,507	2,281,234	2,188,067	2,144,287	2,104,534
Total liabilities	3,108,495	2,967,336	2,888,505	2,778,178	2,899,429	2,546,703	2,169,269	2,089,182	2,014,088	1,921,872	1,888,111	1,861,063
Shareholders' equity	303,243	293,963	291,646	273,197	270,066	272,924	264,810	265,325	267,146	266,195	256,176	243,471

Figures as reported in SEC filings, normalized by stonks with the tag mapping shown on hover; missing tags render as “—”, never as zero. Free cash flow is derived (operating cash flow − capex) with both parents recorded in its lineage. See methodology.